This is where we get to know you. We’ll discuss what’s most important to you, prioritize your financial objectives and concerns, and clarify your personal values when it comes to money.

We’ll assess your personal tolerance to investment risk, and gather all the information we need to thoroughly review your current position.

We’ll also organize your finances and financial documents. We’ll setup your personal financial planning hub where you can securely upload documentation and link all of your financial accounts which will provide relevant data directly into our financial planning software.

We’ll evaluate your current cash flows and liabilities to maximize your monthly savings potential and managing existing debt as efficiently as possible.

We’ll assess your current risk exposure and comb through your personal insurance portfolio, employer benefits and any existing estate planning items you’ve already completed to ensure you have the right amount and types of protection in place.

We’ll review your current investment account and create an allocation that is custom designed for you. We’ll look for ways to save you money in taxes now, as well as down the road, and make sure you’re making the most of employer-based retirement accounts.

We’ll discuss both asset allocation (the investment strategy) and asset location (which accounts make the most sense for YOU to use).

We’ll explore different avenues for accumulation: whether it be education funding, investment properties, tax-efficient investment strategies, and more.

Review & discuss financial planning recommendations and acceptable alternatives

Choose which recommendations to be implemented

Create implementation checklist and discuss implementation & monitoring responsibilities and timeline

Delivery of written recommendations, financial statements, and relevant projections

At this stage of our journey together, we move from planning to action. Our first step is to bring our agreed-upon recommendations to life. It's all about turning those strategies and ideas into tangible steps that move you closer to your financial goals.

This involves a collaborative effort, not just between us, but also with any relevant outside professionals like CPAs and attorneys, to ensure every aspect of your financial strategy is cohesive and aligned.

We’ll set up an appropriate review schedule tailored to your unique financial landscape, ensuring we're always on top of your financial journey. As time unfolds, we'll diligently track your progress, keeping an eye on how well we're meeting your goals and making any necessary adjustments along the way.

Life is full of changes, and as such, your financial plan should be flexible. Whether you're facing major life transitions or minor shifts, I'm here to provide ongoing support and updates to your plan, ensuring it remains aligned with your evolving needs and objectives. Together, we'll ensure that your financial plan continues to work for you, adapting seamlessly to life's inevitable changes.